Mortgage Blog
Mortgages Made Easy
First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada
June 4, 2026 | Posted by: John Khan
Buying a first home in Canada has not been easy. Between higher home prices, changing mortgage rates, stricter qualification standards, and the rising cost of everyday life, many first-time buyers hav ...
read moreBuying a Home in 2026? Why More Housing Starts May Not Mean More Choices
May 28, 2026 | Posted by: John Khan
Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices More homes being built in Canada should be encouraging news for homebuyers. More supply can support a healthier housing mark ...
read moreMortgage Renewal in 2026: Fixed or Variable?
May 11, 2026 | Posted by: John Khan
If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable rate? It is a fair question. After several yea ...
read moreApril 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: John Khan
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...
read more5 Most Important Issues That Can Delay a Mortgage Closing in Canada
April 15, 2026 | Posted by: John Khan
Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...
read moreWhy Buying Still Feels Hard in 2026, Even as More Homes Are Being Built
April 7, 2026 | Posted by: John Khan
Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. O ...
read moreNewly Passed Bill C-4, What It Means for Canadian Mortgages
March 20, 2026 | Posted by: John Khan
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ...
read moreMarch 18-2026 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: John Khan
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ...
read moreAffordability challenges spread across Canadian cities
March 9, 2026 | Posted by: John Khan
A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ...
read moreSpring 2026 Home Buying Canada, Listings vs Affordability
February 24, 2026 | Posted by: John Khan
Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ...
read more
Have questions?
Not sure where to start?
Let's schedule a quick call.
Zero-hassles and zero-obligation. I can help answer answer any questions you might have.









